Our team
Founder – Dr. Carmen D. Ortiz, PhD, MBA, CFP
Dr. Ortiz has been an entrepreneur since 1986 when she left a position as a financial analyst and investment manager on Wall Street to start her own financial planning company. She holds a PhD in adult education, an MBA from the Graduate School of Business of Columbia University, and is a Certified Financial Planner®.
President and CEO – Carmen A. Luciano, JD, MPA
Ms. Luciano has over forty five years experience working with women’s and small business groups throughout the United States and Puerto Rico. She is a former Commissioner of New York City, Adjunct Professor, author, and licensed attorney in the states of New York and Florida.
Partner – Beatriz Schriber Ortega
Virtual Team – Our company has been blessed with the privilege of finding and working with a wonderful team of virtual professionals. We thank them all for their commitment to excellence and for making the development of Sabia Partners, Inc. a reality.
- Project Manager and Webmaster – Ernesto Hernandez (Los Angeles, CA – USA)
- Graphic Artist and Designer – Andrea Chávez (Cali, Colombia)
- Translator – Pablo Estrado (Guatemala)
- Translator – Daniel Rosenthal (Uruguay)
- Social Media Consultant – Victoria Miles (Argentina)
- Social Media Coordinator – Alex Schriber (Houston, TX – USA)
- Virtual Assistant – Mary Fritz (Agent at www.123employee.com – Philippines)

